José Loya: Racial and Ethnic Stratification in Home Appraisals | City & Regional Planning Lecture
Differential housing prices are central to wealth and ethno-racial inequality. José Loya discusses the implications for the ethno-racial wealth gap.
Ample research demonstrates large ethno-racial differences throughout the homeownership market, including assessing housing prices, at both the individual and neighborhood levels. The underlying assumption in most of these studies is that the housing price is defined by either the home’s sales price or a self-assessed home value.
However, the ethno-racial stratification structure is unclear when examining appraised home values in the refinance market. Drawing on the 2018 HMDA dataset, Loya assesses variation in ethno-racial disparities in appraised home values among refinanced loan applicants.
About the Speaker
José Loya is Assistant Professor in Urban Planning at UCLA’s Luskin School of Public Affairs and faculty affiliate with the Chicano Studies Research Center. His research addresses Latino issues in urban areas by connecting ethno-racial inequality and contextual forces at the neighborhood, metropolitan, and national levels. His research discusses several topics related to stratification in homeownership, including ethno-racial, gender, and Latino disparities in mortgage access. Loya received his PhD in sociology at the University of Pennsylvania and holds a master’s degree in statistics from the Wharton School of Business at Penn. Prior to graduate school, Loya worked for several years in community development and affordable housing in South Florida.
Free and open to the public.
If you require accommodations to fully participate in this event, please contact dcrpadmin@berkeley.edu at least 10 days prior to the lecture.